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Doctor's Visit
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Life Insurance & Voluntary Coverage

  • Lincoln Financial administers your county-provided insurance:

    • $25,000 Basic Life

    • $25,000 Accidental Death and Dismemberment

    • An additional $25,000 Certified Positions (line of duty) 

  • Additional Voluntary Life Insurance is available!

    • Up to 7x Annual Earnings up to $500,000 in $10,000 increments​

  • Long-Term Disability

    • 60% of your salary​

    • Capped at $5,000 monthly

    • 90-day elimination period.

  • Short-Term Disability

    • 60% of your salary​

    • 7-day elimination period.

  • Critical Illness and Accident Coverages are available, too!

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Local Government Health / Dental Insurance Plan

  • Offered to eligible employees and their eligible dependents. LGHIP is administered by Blue Cross and Blue Shield of Alabama using a national PPO network.

  • Includes dental and prescription coverage at no additional premium.

  • $15 copay on all Tier 1 prescriptions.

  • Health calendar year deductible: $200 per person each calendar year

  • Dental calendar year deductible: $25 per member each calendar year

  • ​Out-of-Pocket Maximum:

    • Individual: $9,450

    • Family: $18,900

Bi-Monthly Employee Premiums


Single Coverage: $61.00


Family Coverage: $148.50

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Vision Services


  • Eligible employees may voluntarily enroll in VSP for eye care insurance. This plan allows employees to receive eye exams, lenses, and frames.

  • Dependent children may be covered on Vision through age 26.

Bi-Weekly Premiums:


Single: $2.88


Employee + One: $6.06

Family: $9.72

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Flexible Spending Accounts

  • Enrollment allows an employee to pay for medical expenses or daycare services with pre-tax dollars.

  • Employees must enroll annually.

  • Madison County offers two voluntary flexible spending plans (flex plans) to eligible employees for the 2023 plan year:

Health Care: $3,050 limit

Dependent Care: $5,000 limit

Your Benefits

Take a look at all that Madison County has to offer you.

Learn more about your benefits, and access contact information for our benefit vendors.


Important note:

This document contains only highlights of the Madison County Commission benefit plans and programs. Receipt of this document does not guarantee eligibility for any Madison County Commission sponsored plan or program of benefits. Eligibility for and entitlement to a benefit is governed by the terms of the official plan document or summary. Madison County expects to continue offering the employee benefits plans noted in this document, but reserves the right to amend, cancel, or terminate the plans at any time. If there is a discrepancy between this document and the official Plan Document(s), the official Plan Document(s) will govern. 

Lincoln Insurance

Learn more about the voluntary benefits available to Madison County Employees. 

Health / Dental Providers

Locate providers near you for doctors, dentists, clinics, and more!

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Teladoc gives you convenient access to a doctor through LGHIP for FREE in 10 minutes or less using video call through phone or computer. Get 24/7 access to doctors, including pediatricians. They can prescribe treatment for non-emergency conditions like the flu, allergies, bronchitis and more!

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Need benefits forms?

Local Gov Wellness Programs

Free Health & Wellness Programs

Employees enrolled in Local Gov Health/Dental Insurance can enjoy these wealth of healthy options provided at no cost!


Virta Health takes a personalized approach to managing type 2 diabetes, starting with tailored nutrition plans focusing on low-carbohydrate intake. Patients receive continuous remote monitoring via connected devices for tracking health metrics like blood glucose, weight, and ketone levels. Healthcare professionals, including physicians and coaches, offer ongoing support and adjustments to treatment plans, aiming to empower patients to improve metabolic health and potentially reverse type 2 diabetes progression.


Wondr is a personalized weight loss program that offers customized meal plans, exercise routines, coaching support, and behavioral modification techniques. It starts with an assessment to tailor the plan to your needs and goals, providing guidance, accountability, and tracking tools throughout your journey. The program aims to promote sustainable weight loss by addressing both physical and behavioral factors.


With Hinge Health, you'll have access to a comprehensive clinical care team equipped with advanced technology to effectively manage pain and break down barriers to recovery. Whether you're dealing with minor sprains or chronic pain, our team of doctors of physical therapy, pelvic floor specialists, health coaches, and orthopedic surgeons will provide personalized care tailored to your needs. From virtual and in-home assessments to cognitive behavioral therapy and surgery decision support, we're here to support you every step of the way.

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Blue365 is a health and wellness program available to Blue Cross Blue Shield members. It offers exclusive discounts and deals on various health-related products and services, including gym memberships, fitness classes, wearable fitness trackers, healthy eating programs, and other wellness products. Members can access these discounts through the Blue365 website or mobile app, helping them save money while pursuing healthier lifestyles.

Employee Clinic

Enjoy a $15 copay at your Madison County Employee Health Clinic. Available to employees, retirees, & their dependents over age 12 on Madison County's health insurance plan. 

Huntsville Hospital Medical Mall

1963 Memorial Pkwy SW, Huntsville, AL 35801

Hours of Operation:
Monday - Friday

7AM - 4PM



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Prescription Drug

Madison County Employees enrolled in the health insurance plan can enjoy discounts and reimbursement on select drugs. Provided by OptumRX, the Prescription Drug List (Formulary) includes the covered drugs available for the plan. Drugs not included in the formulary are not covered without prior authorization from OptumRx

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Expectant Mother & Child Care

Baby Yourself

BCBS's free maternity management program provides education, support services, and nurse consultations. Provider copays and hospital deductibles are waived for participants

Enrollment must be before the third trimester

Immunizations and Routine Well Child Visits

Covered at 100%, no deductible or copay


Allergy Testing and Treatment

Covered at 80%, subject to the calendar year deductible


ABA Therapy

$14 copay/visit for children on the Autism Spectrum, precertification

is required

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Take advantage of your Learning Partner

Athens State University
Tuition Discount

Madison County has partnered with Athens State University to enhance our employees' and their families’ lives with education. Employees, along with their spouses and children, are eligible for special benefits such as:​


On all classes, including certificates, adult degree completion, and graduate degrees, for all employees of Madison County, Alabama and their immediate families

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