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2026 Benefits Open Enrollment
Open Enrollment runs from Nov. 1st through Nov. 14th.
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Welcome to Open Enrollment 2026!
Open Enrollment is your once-a-year opportunity to make changes to your benefits so they continue to be a good fit for you and your family.​
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(No benefits changes can be made after Open Enrollment ends - except within 30 days of a qualifying life event.)​
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This year, there’s much to consider, so it’s an ideal time to take a fresh look at all the benefits Madison County offers.
What's different this year?
In order for the Madison County Commission to serve our community at our best, our people must be at their best.
We provide our employees with strong benefits and wellness programs that help fuel their contributions and keep Madison County a great place to work. Here are the changes for employees' 2026 benefits during Open Enrollment.
We're moving the open enrollment process to Employee Navigator!
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This year, we’re excited to make open enrollment easier than ever with
Employee Navigator, a new online system for reviewing and choosing
your benefits.
With Employee Navigator, you can explore your options,
make changes, and access your benefit information anytime, all in one
simple and convenient place.
Our goal is to make enrollment smoother
and more straightforward for everyone!
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Sick leave bank enrollment is completed with the secure document uploader on the HR website
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Please note - Local Gov health forms must be completed in addition to enrolling in Navigator​
Company Identifier:
MADISONCOUNTYCOMM
Health Insurance Premium Changes
Payroll Deductions for Medical Insurance
Beginning in 2026, health insurance deductions will be spread across 26 paychecks instead of 24. This change aligns with our bi-weekly pay schedule and provides employees with smaller, more consistent deductions throughout the year. Because premiums are paid one month in advance, these new deduction amounts will begin with your December 2025 paychecks.
Flexible Spending Account
Election Increase
The maximum annual election to a Health Care Flexible Spending Account was raised to $3,400. Additionally, the rollover amount has been increased to $680 per year. This means any amount left in your Health FSA account below $680 in 2026 will roll over into the following year. These increases are only applicable to Health Care Flexible Spending Accounts.
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The Dependent Care Spending Account annual maximum increased to $7,500 per year for both single individuals and married couples filing jointly. It increased to $3,750 max for married and filing separately, per year.
2026 Benefits Guide
Take a look at all that Madison County employee benefits has to offer. Learn more about your benefits, and access contact information for our benefit vendors.
Important note: This document contains only highlights of the Madison County Commission benefit plans and programs. Receipt of this document does not guarantee eligibility for any Madison County Commission sponsored plan or program of benefits. Eligibility for and entitlement to a benefit is governed by the terms of the official plan document or summary. Madison County expects to continue offering the employee benefits plans noted in this document, but reserves the right to amend, cancel, or terminate the plans at any time. If there is a discrepancy between this document and the official Plan Document(s), the official Plan Document(s) will govern.
Lincoln Coverages
Refresh your knowledge on all of the insurance options offered by Lincoln Financial Group.
Click the button below to read about the following coverages:
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Voluntary Life Insurance
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Long-Term Disability
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Short-Term Disability
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Voluntary Critical Illness Coverage
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Voluntary Accident Coverage
Enrolling or making changes to Local Gov Health / Dental Insurance?
Click the button below to access our secure document uploader.
Here, you will upload the appropriate supporting documentation for your Local Gov elections.
What is supporting documentation?
Enrolling in Local Gov Health & Dental Insurance
· Birth Certificate(s) / Court Decree(s) of all child dependents
· Marriage Certificate / Court Decree(s) of spouse dependents
· Social Security Cards of all dependents
Adding Dependents to Local Gov Health & Dental Insurance
· Birth Certificate(s) / Court Decree(s) of all child dependents
· Marriage Certificate / Court Decree(s) of spouse dependents
· Social Security Cards of all dependents
Cancelling Local Gov Health & Dental Insurance
· Proof of other coverage from your new insurance provider. (must be letter of coverage, cards are not accepted)
Enrolling in Local Gov Health & Dental Insurance
· Birth Certificate(s) / Court Decree(s) of all child dependents
· Marriage Certificate / Court Decree(s) of spouse dependents
· Social Security Cards of all dependents
Frequently Asked Questions
Q: What is Open Enrollment?
A: Open Enrollment allows benefit-eligible employees to modify their benefit elections and re-enroll in Flexible Spending Accounts.
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Q: When does Open Enrollment begin?
A: 2026 Benefits Open Enrollment is from November 1 at 8 AM to November 14 at 5 PM.
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Q: Where do I make changes during Open Enrollment?
A: Visit www.madisoncountyhr.org/open-enrollment to submit your changes.
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Q: Do I have to do anything during Open Enrollment?
A: Annual re-enrollment is mandatory for employees wishing to utilize their VOYA Flexible Spending Accounts in 2026.
If no changes are needed, open enrollment is not required.
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Q: What can I change during Open Enrollment?
A: You can modify Health Insurance, Vision, Flexible Spending, Lincoln Coverages, or join the Sick Leave Bank.
Changes include family status and coverage adjustments.
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Q: Where can I find my current payroll deductions?
A: Check deductions in the Employee Portal under the MyHR tab.​
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Q: I made a mistake or need help in the survey. What should I do?
A: Call HR at (256) 532-3614 or visit HR at 819 Cook Ave NW Suite 132 for corrections or assistance.
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Q: Do I have to re-enroll in Flexible Spending?
A: Annual re-enrollment is mandatory for employees wishing to utilize their VOYA Flexible Spending Accounts in 2026.
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Q: When do elections go into effect?
A: January 1, 2026. Deduction changes in health and vision start on December 5th for January coverage.
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Q: Who should I call if I have questions?
A: Contact HR at (256) 532-3614 to schedule a benefits meeting or for more Open Enrollment information.
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